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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,118 | $84,518+6.6% | $67,704+33.1% | $125,389-28.1% |
| Participation rate | 57.1% | 74.8%-17.6pp | 67.5%-10.4pp | 83.2%-26.0pp |
| Annual return | 0.00% | 2.57%-2.6pp | 25.41%-25.4pp | 282.24%-282.2pp |
| Employer contribution / active EE | $3,845 | $3,292+16.8% | $2,559+50.2% | $4,866-21.0% |
| Participant deferral / active EE | $10,211 | $4,430+130.5% | $3,585+184.8% | $5,352+90.8% |
| Admin fee / account holder | $4,732 | $5,340-11.4% | $4,255+11.2% | $9,541-50.4% |