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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,564 | $93,064-43.5% | $74,577-29.5% | $273,972-80.8% |
| Participation rate | 85.7% | 74.9%+10.8pp | 68.1%+17.6pp | 83.0%+2.7pp |
| Annual return | 13.62% | 26.18%-12.6pp | 20.47%-6.9pp | 41.46%-27.8pp |
| Employer contribution / active EE | $5,378 | $3,160+70.2% | $2,525+113.0% | $4,869+10.5% |
| Participant deferral / active EE | $11,634 | $4,160+179.6% | $3,458+236.4% | $5,287+120.0% |
| Admin fee / account holder | $377 | $5,273-92.9% | $4,138-90.9% | $10,133-96.3% |