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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,703 | $109,411+45.1% | $89,435+77.5% | $158,982-0.2% |
| Participation rate | 85.7% | 74.3%+11.4pp | 68.0%+17.7pp | 82.0%+3.7pp |
| Annual return | 13.18% | 345.68%-332.5pp | 245.55%-232.4pp | 302.99%-289.8pp |
| Employer contribution / active EE | $2,051 | $3,173-35.3% | $2,587-20.7% | $4,763-56.9% |
| Participant deferral / active EE | $13,678 | $4,600+197.4% | $3,890+251.6% | $5,983+128.6% |
| Admin fee / account holder | $5,428 | $6,159-11.9% | $4,884+11.1% | $11,252-51.8% |