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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,331 | $165,351-73.2% | $149,710-70.4% | $158,931-72.1% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 19.58% | 348.19%-328.6pp | 276.63%-257.1pp | 302.86%-283.3pp |
| Employer contribution / active EE | $2,663 | $5,103-47.8% | $4,645-42.7% | $4,761-44.1% |
| Participant deferral / active EE | $6,299 | $7,181-12.3% | $6,842-7.9% | $5,982+5.3% |
| Admin fee / account holder | $4,264 | $10,807-60.5% | $9,309-54.2% | $11,247-62.1% |