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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,941 | $176,120-66.0% | $159,487-62.4% | $167,553-64.2% |
| Participation rate | 88.9% | 85.0%+3.9pp | 82.8%+6.1pp | 82.1%+6.8pp |
| Annual return | 20.16% | 331.95%-311.8pp | 263.71%-243.5pp | 478.89%-458.7pp |
| Employer contribution / active EE | $2,667 | $5,299-49.7% | $4,831-44.8% | $4,840-44.9% |
| Participant deferral / active EE | $6,702 | $7,752-13.5% | $7,354-8.9% | $6,343+5.7% |
| Admin fee / account holder | $1,583 | $12,561-87.4% | $10,804-85.3% | $12,316-87.1% |