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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,221 | $138,114-68.0% | $125,391-64.7% | $134,545-67.1% |
| Participation rate | 89.5% | 84.5%+5.0pp | 82.4%+7.1pp | 81.2%+8.2pp |
| Annual return | -17.42% | 750.88%-768.3pp | 572.41%-589.8pp | 418.37%-435.8pp |
| Employer contribution / active EE | $2,597 | $5,246-50.5% | $4,816-46.1% | $4,742-45.2% |
| Participant deferral / active EE | $6,698 | $7,801-14.1% | $7,448-10.1% | $6,401+4.6% |
| Admin fee / account holder | $7,954 | $11,570-31.3% | $10,009-20.5% | $11,431-30.4% |