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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,271 | $154,228-83.0% | $145,433-81.9% | $137,256-80.9% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 13.80% | 74.59%-60.8pp | 66.58%-52.8pp | 220.34%-206.5pp |
| Employer contribution / active EE | $3,043 | $4,804-36.6% | $4,554-33.2% | $4,156-26.8% |
| Participant deferral / active EE | $3,043 | $8,216-63.0% | $7,897-61.5% | $6,407-52.5% |
| Admin fee / account holder | $7,350 | $14,344-48.8% | $13,129-44.0% | $12,270-40.1% |