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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,143 | $138,078-93.4% | $125,363-92.7% | $134,509-93.2% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -20.35% | 750.49%-770.8pp | 572.15%-592.5pp | 418.13%-438.5pp |
| Employer contribution / active EE | $2,972 | $5,245-43.3% | $4,815-38.3% | $4,741-37.3% |
| Participant deferral / active EE | $3,437 | $7,800-55.9% | $7,447-53.8% | $6,400-46.3% |
| Admin fee / account holder | $334 | $11,566-97.1% | $10,005-96.7% | $11,427-97.1% |