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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,379 | $72,177+29.4% | $115,038-18.8% | $59,633+56.6% |
| Participation rate | 64.7% | 72.6%-7.8pp | 81.4%-16.7pp | 68.7%-4.0pp |
| Annual return | 0.36% | 12.02%-11.7pp | 26.14%-25.8pp | 2041.45%-2041.1pp |
| Employer contribution / active EE | $2,057 | $2,841-27.6% | $4,608-55.4% | $2,203-6.6% |
| Participant deferral / active EE | $7,537 | $4,783+57.6% | $6,026+25.1% | $3,192+136.1% |
| Admin fee / account holder | $15,846 | $4,927+221.6% | $8,175+93.8% | $4,297+268.8% |