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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,995 | $85,766+21.3% | $136,298-23.7% | $70,126+48.3% |
| Participation rate | 55.6% | 74.2%-18.6pp | 81.9%-26.4pp | 69.5%-14.0pp |
| Annual return | 17.95% | 31.46%-13.5pp | 5156.27%-5138.3pp | 73.15%-55.2pp |
| Employer contribution / active EE | $1,296 | $2,966-56.3% | $4,696-72.4% | $2,343-44.7% |
| Participant deferral / active EE | $4,700 | $5,051-7.0% | $6,247-24.8% | $3,332+41.1% |
| Admin fee / account holder | $7,467 | $5,421+37.8% | $9,244-19.2% | $4,645+60.7% |