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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,220 | $89,367+28.9% | $141,191-18.4% | $72,975+57.9% |
| Participation rate | 62.9% | 75.1%-12.3pp | 82.5%-19.6pp | 69.5%-6.6pp |
| Annual return | 22.27% | 111.87%-89.6pp | 71.41%-49.1pp | 81.01%-58.7pp |
| Employer contribution / active EE | $1,554 | $3,115-50.1% | $4,736-67.2% | $2,440-36.3% |
| Participant deferral / active EE | $5,993 | $5,419+10.6% | $6,710-10.7% | $3,608+66.1% |
| Admin fee / account holder | $13,335 | $5,957+123.9% | $10,264+29.9% | $5,124+160.2% |