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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $48,286 |
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $15,274 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,118 | $82,163-53.6% | $125,358-69.6% | $64,811-41.2% |
| Participation rate | 96.3% | 77.9%+18.4pp | 82.4%+13.9pp | 71.5%+24.8pp |
| Annual return | -14.17% | 3.49%-17.7pp | 572.03%-586.2pp | 32.83%-47.0pp |
| Employer contribution / active EE | $0 | $3,616-100.0% | $4,814-100.0% | $2,506-100.0% |
| Participant deferral / active EE | $6,875 | $7,175-4.2% | $7,447-7.7% | $4,310+59.5% |
| Admin fee / account holder | $18 | $163-88.8% | $10,007-99.8% | $188-90.3% |