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| Provider | Service type | Compensation |
|---|---|---|
THE WATERFORD GROUP LLC5 years Filed as: THE WATERFORD GROUP, LLC Service code 15 · EIN 80-0675279 | Recordkeeping | $106,839 |
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,748 |
ADP BROKER-DEALER5 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,217 | $65,083+150.8% | $143,788+13.5% | $66,930+143.9% |
| Participation rate | 85.3% | 65.2%+20.1pp | 80.3%+5.0pp | 69.8%+15.5pp |
| Annual return | -15.15% | -11.13%-4.0pp | -0.03%-15.1pp | 1.57%-16.7pp |
| Employer contribution / active EE | $5,207 | $2,361+120.5% | $4,952+5.2% | $2,545+104.6% |
| Participant deferral / active EE | $5,091 | $2,920+74.3% | $5,638-9.7% | $4,238+20.1% |
| Admin fee / account holder | $692 | $502+37.7% | $14,675-95.3% | $593+16.6% |