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| Provider | Service type | Compensation |
|---|---|---|
THE WATERFORD GROUP LLC1 year Filed as: THE WATERFORD GROUP, LLC Service code 15 · EIN 80-0675279 | Recordkeeping | $25,455 |
ADP BROKER-DEALER1 year Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $885 |
ADP BROKER-DEALER1 year Service code 49 · EIN 22-3319984 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,420 | $47,977+184.3% | $154,111-11.5% | $56,287+142.4% |
| Participation rate | 98.5% | 66.2%+32.3pp | 83.0%+15.4pp | 69.9%+28.6pp |
| Annual return | -4.30% | 3.54%-7.8pp | 735.18%-739.5pp | -9.96%+5.7pp |
| Employer contribution / active EE | $5,798 | $2,169+167.3% | $5,298+9.4% | $2,111+174.6% |
| Participant deferral / active EE | $4,303 | $2,392+79.9% | $5,081-15.3% | $3,350+28.5% |
| Admin fee / account holder | $794 | $438+81.2% | $13,411-94.1% | $521+52.4% |