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| Provider | Service type | Compensation |
|---|---|---|
THE WATERFORD GROUP LLC2 years Filed as: THE WATERFORD GROUP, LLC Service code 15 · EIN 80-0675279 | Recordkeeping | $101,118 |
ADP BROKER-DEALER2 years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $2,130 |
ADP BROKER-DEALER2 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,582 | $52,961+186.2% | $172,755-12.3% | $65,185+132.5% |
| Participation rate | 97.8% | 66.2%+31.6pp | 82.6%+15.1pp | 70.2%+27.6pp |
| Annual return | 20.27% | 30.12%-9.9pp | 802.94%-782.7pp | 29.38%-9.1pp |
| Employer contribution / active EE | $5,697 | $2,190+160.1% | $5,144+10.7% | $2,177+161.7% |
| Participant deferral / active EE | $4,694 | $2,471+90.0% | $5,198-9.7% | $3,514+33.6% |
| Admin fee / account holder | $552 | $472+17.0% | $13,955-96.0% | $847-34.8% |