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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,553 | $174,379+56.3% | $152,093+79.2% | $138,895+96.2% |
| Participation rate | 84.6% | 81.6%+3.0pp | 77.8%+6.8pp | 79.9%+4.7pp |
| Annual return | 13.64% | 74.86%-61.2pp | 66.36%-52.7pp | 145.39%-131.8pp |
| Employer contribution / active EE | $12,906 | $4,652+177.4% | $4,175+209.1% | $4,194+207.7% |
| Participant deferral / active EE | $15,843 | $6,159+157.2% | $5,451+190.6% | $6,396+147.7% |
| Admin fee / account holder | $1,451 | $16,880-91.4% | $14,497-90.0% | $12,562-88.4% |