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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,151 | $175,231-24.6% | $149,696-11.7% | $139,466-5.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 38.09% | 166.77%-128.7pp | 134.46%-96.4pp | 373.66%-335.6pp |
| Employer contribution / active EE | $17,271 | $5,478+215.3% | $4,821+258.3% | $4,754+263.3% |
| Participant deferral / active EE | $15,548 | $6,521+138.4% | $5,682+173.6% | $6,712+131.6% |
| Admin fee / account holder | $1,654 | $16,155-89.8% | $13,212-87.5% | $11,409-85.5% |