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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,801 | $183,627-0.4% | $155,602+17.5% | $145,978+25.2% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 24.64% | 61.32%-36.7pp | 64.81%-40.2pp | 550.52%-525.9pp |
| Employer contribution / active EE | $17,581 | $5,316+230.7% | $4,675+276.0% | $4,662+277.1% |
| Participant deferral / active EE | $16,106 | $6,466+149.1% | $5,629+186.1% | $6,690+140.8% |
| Admin fee / account holder | $6,248 | $19,327-67.7% | $15,923-60.8% | $13,400-53.4% |