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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,432 | $88,996+35.3% | $78,004+54.4% | $138,895-13.3% |
| Participation rate | 90.0% | 74.4%+15.6pp | 69.4%+20.6pp | 79.9%+10.1pp |
| Annual return | 17.45% | 28.03%-10.6pp | 31.07%-13.6pp | 145.39%-127.9pp |
| Employer contribution / active EE | $5,194 | $2,917+78.1% | $2,469+110.4% | $4,194+23.8% |
| Participant deferral / active EE | $7,940 | $4,724+68.1% | $4,092+94.0% | $6,396+24.1% |
| Admin fee / account holder | $2,225 | $8,807-74.7% | $7,578-70.6% | $12,562-82.3% |