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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,771 | $85,024-14.4% | $70,544+3.2% | $139,466-47.8% |
| Participation rate | 90.0% | 73.9%+16.1pp | 68.4%+21.6pp | 80.3%+9.7pp |
| Annual return | 21.27% | 30.39%-9.1pp | 32.79%-11.5pp | 373.66%-352.4pp |
| Employer contribution / active EE | $4,710 | $3,912+20.4% | $2,976+58.3% | $4,754-0.9% |
| Participant deferral / active EE | $7,228 | $5,891+22.7% | $4,568+58.2% | $6,712+7.7% |
| Admin fee / account holder | $993 | $8,928-88.9% | $6,427-84.6% | $11,409-91.3% |