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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,871 | $91,037-78.2% | $71,671-72.3% | $147,586-86.5% |
| Participation rate | 72.7% | 76.1%-3.4pp | 68.7%+4.0pp | 82.8%-10.1pp |
| Annual return | 33.30% | 20.48%+12.8pp | 20.65%+12.7pp | 578.59%-545.3pp |
| Employer contribution / active EE | $3,209 | $3,327-3.6% | $2,460+30.4% | $4,876-34.2% |
| Participant deferral / active EE | $5,038 | $4,498+12.0% | $3,438+46.6% | $5,439-7.4% |
| Admin fee / account holder | $323 | $8,613-96.3% | $5,558-94.2% | $10,886-97.0% |