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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,465 | $148,582+57.1% | $135,942+71.7% | $139,456+67.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.98% | 79.26%-66.3pp | 68.28%-55.3pp | 373.45%-360.5pp |
| Employer contribution / active EE | $5,046 | $5,245-3.8% | $4,858+3.9% | $4,753+6.2% |
| Participant deferral / active EE | $7,014 | $8,101-13.4% | $7,759-9.6% | $6,711+4.5% |
| Admin fee / account holder | $2,142 | $12,402-82.7% | $10,764-80.1% | $11,407-81.2% |