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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,041 | $157,296-12.9% | $141,191-2.9% | $152,897-10.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.81% | 64.34%-41.5pp | 71.41%-48.6pp | 345.43%-322.6pp |
| Employer contribution / active EE | $18,440 | $5,262+250.4% | $4,736+289.4% | $4,764+287.1% |
| Participant deferral / active EE | $8,287 | $7,111+16.5% | $6,710+23.5% | $5,851+41.6% |
| Admin fee / account holder | $1,148 | $12,125-90.5% | $10,264-88.8% | $11,599-90.1% |