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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,823 | $138,075-34.9% | $123,552-27.3% | $135,379-33.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.46% | 153.70%-162.2pp | 119.20%-127.7pp | 519.79%-528.2pp |
| Employer contribution / active EE | $18,695 | $5,152+262.9% | $4,628+304.0% | $4,779+291.2% |
| Participant deferral / active EE | $7,924 | $6,800+16.5% | $6,426+23.3% | $5,609+41.3% |
| Admin fee / account holder | $886 | $10,917-91.9% | $9,285-90.5% | $10,828-91.8% |