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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $132,561 |
AMERICAN FUNDS7 years Filed as: COASTAL CAPITAL GROUP Service code 27 · EIN 47-3835496 | Advisory (Plan) | $118,095 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,141 | $110,483-8.5% | $145,433-30.5% | $79,634+27.0% |
| Participation rate | 98.4% | 71.1%+27.3pp | 82.1%+16.3pp | 62.5%+36.0pp |
| Annual return | 77.22% | 24.62%+52.6pp | 66.58%+10.6pp | 36.46%+40.8pp |
| Employer contribution / active EE | $5,573 | $4,053+37.5% | $4,554+22.4% | $2,529+120.3% |
| Participant deferral / active EE | $15,514 | $7,216+115.0% | $7,897+96.4% | $3,835+304.6% |
| Admin fee / account holder | $155 | $680-77.2% | $13,129-98.8% | $1,002-84.5% |