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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $125,932 |
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $124,887 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,407 | $122,219-44.0% | $147,096-53.5% | $199,921-65.8% |
| Participation rate | 95.8% | 78.3%+17.6pp | 82.2%+13.7pp | 72.0%+23.8pp |
| Annual return | 21.08% | 30.59%-9.5pp | 419.75%-398.7pp | 34.28%-13.2pp |
| Employer contribution / active EE | $4,092 | $4,096-0.1% | $4,936-17.1% | $3,035+34.8% |
| Participant deferral / active EE | $11,333 | $8,503+33.3% | $8,071+40.4% | $5,089+122.7% |
| Admin fee / account holder | $184 | $179+2.9% | $13,005-98.6% | $269-31.5% |