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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS4 years Filed as: COASTAL CAPITAL GROUP Service code 27 · EIN 47-3835496 | Advisory (Plan) | $92,342 |
Service code 37 · EIN 04-2647786 | Loan Processing | $78,302 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,073 | $82,163-42.7% | $125,363-62.5% | $64,814-27.4% |
| Participation rate | 90.5% | 77.9%+12.6pp | 82.4%+8.1pp | 71.5%+19.0pp |
| Annual return | -15.44% | 3.49%-18.9pp | 572.15%-587.6pp | 32.84%-48.3pp |
| Employer contribution / active EE | $4,301 | $3,616+18.9% | $4,815-10.7% | $2,507+71.6% |
| Participant deferral / active EE | $10,199 | $7,175+42.2% | $7,447+37.0% | $4,310+136.6% |
| Admin fee / account holder | $162 | $163-0.5% | $10,005-98.4% | $188-13.5% |