Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,765 | $78,694-95.2% | $67,652-94.4% | $125,389-97.0% |
| Participation rate | 60.0% | 78.8%-18.8pp | 75.7%-15.7pp | 83.2%-23.2pp |
| Annual return | -2.89% | 9.46%-12.3pp | 6625.40%-6628.3pp | 282.24%-285.1pp |
| Employer contribution / active EE | $499 | $3,044-83.6% | $2,266-78.0% | $4,866-89.8% |
| Participant deferral / active EE | $951 | $4,292-77.8% | $3,560-73.3% | $5,352-82.2% |
| Admin fee / account holder | $499 | $7,403-93.3% | $4,821-89.7% | $9,541-94.8% |