Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,485 | $88,707-92.7% | $74,184-91.3% | $273,972-97.6% |
| Participation rate | 65.0% | 79.4%-14.4pp | 76.6%-11.6pp | 83.0%-18.0pp |
| Annual return | 10.83% | 11.94%-1.1pp | 17.74%-6.9pp | 41.46%-30.6pp |
| Employer contribution / active EE | $678 | $3,159-78.5% | $2,370-71.4% | $4,869-86.1% |
| Participant deferral / active EE | $2,278 | $4,212-45.9% | $3,550-35.8% | $5,287-56.9% |
| Admin fee / account holder | $735 | $8,717-91.6% | $5,586-86.8% | $10,133-92.7% |