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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,520 | $165,361+41.8% | $149,715+56.6% | $158,950+47.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 20.51% | 348.24%-327.7pp | 276.66%-256.1pp | 302.91%-282.4pp |
| Employer contribution / active EE | $13,909 | $5,103+172.5% | $4,645+199.5% | $4,762+192.1% |
| Participant deferral / active EE | $10,236 | $7,182+42.5% | $6,842+49.6% | $5,983+71.1% |
| Admin fee / account holder | $3,269 | $10,808-69.8% | $9,310-64.9% | $11,248-70.9% |