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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,901 | $150,447-28.9% | $136,298-21.6% | $147,586-27.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.00% | 1049.15%-1030.2pp | 5156.27%-5137.3pp | 578.59%-559.6pp |
| Employer contribution / active EE | $8,143 | $5,256+54.9% | $4,696+73.4% | $4,876+67.0% |
| Participant deferral / active EE | $6,265 | $6,631-5.5% | $6,247+0.3% | $5,439+15.2% |
| Admin fee / account holder | $13,190 | $10,906+20.9% | $9,244+42.7% | $10,886+21.2% |