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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,146 | $138,072-8.6% | $123,549+2.1% | $135,382-6.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.36% | 153.69%-163.1pp | 119.20%-128.6pp | 519.77%-529.1pp |
| Employer contribution / active EE | $12,622 | $5,152+145.0% | $4,628+172.7% | $4,779+164.1% |
| Participant deferral / active EE | $7,648 | $6,799+12.5% | $6,426+19.0% | $5,609+36.4% |
| Admin fee / account holder | $1,263 | $10,917-88.4% | $9,284-86.4% | $10,829-88.3% |