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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,477 | $166,131+3.8% | $164,975+4.5% | $145,877+18.2% |
| Participation rate | 38.9% | 82.0%-43.1pp | 78.6%-39.7pp | 80.3%-41.4pp |
| Annual return | 10.46% | 100.37%-89.9pp | 70.12%-59.7pp | 551.28%-540.8pp |
| Employer contribution / active EE | $2,758 | $5,276-47.7% | $4,343-36.5% | $4,663-40.9% |
| Participant deferral / active EE | $3,953 | $6,962-43.2% | $6,033-34.5% | $6,691-40.9% |
| Admin fee / account holder | $2,026 | $16,648-87.8% | $12,688-84.0% | $13,402-84.9% |