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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,944 | $152,612-55.5% | $125,192-45.7% | $152,897-55.6% |
| Participation rate | 47.4% | 83.3%-36.0pp | 79.8%-32.4pp | 82.5%-35.1pp |
| Annual return | 21.32% | 54.85%-33.5pp | 43.79%-22.5pp | 345.43%-324.1pp |
| Employer contribution / active EE | $1,974 | $4,947-60.1% | $3,866-48.9% | $4,764-58.6% |
| Participant deferral / active EE | $2,806 | $5,868-52.2% | $4,937-43.2% | $5,851-52.1% |
| Admin fee / account holder | $349 | $13,437-97.4% | $9,704-96.4% | $11,599-97.0% |