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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,138 | $162,785-50.8% | $133,959-40.2% | $158,950-49.6% |
| Participation rate | 43.5% | 83.2%-39.7pp | 79.8%-36.4pp | 82.0%-38.5pp |
| Annual return | 14.18% | 41.94%-27.8pp | 45.09%-30.9pp | 302.91%-288.7pp |
| Employer contribution / active EE | $1,998 | $4,975-59.8% | $3,919-49.0% | $4,762-58.0% |
| Participant deferral / active EE | $2,964 | $5,910-49.8% | $5,047-41.3% | $5,983-50.4% |
| Admin fee / account holder | $642 | $11,738-94.5% | $8,928-92.8% | $11,248-94.3% |