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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,326 | $150,435-7.4% | $120,580+15.5% | $145,897-4.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 72.0%+28.0pp | 80.3%+19.7pp |
| Annual return | 10.25% | 154.60%-144.3pp | 107.48%-97.2pp | 552.29%-542.0pp |
| Employer contribution / active EE | $8,996 | $4,352+106.7% | $3,469+159.3% | $4,663+92.9% |
| Participant deferral / active EE | $472 | $6,174-92.4% | $4,995-90.6% | $6,689-92.9% |
| Admin fee / account holder | $1,330 | $12,182-89.1% | $9,418-85.9% | $13,390-90.1% |