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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,786 | $136,307-64.2% | $106,619-54.2% | $273,972-82.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | 5.93% | 11.05%-5.1pp | 9.42%-3.5pp | 41.46%-35.5pp |
| Employer contribution / active EE | $4,152 | $5,190-20.0% | $3,947+5.2% | $4,869-14.7% |
| Participant deferral / active EE | $436 | $4,969-91.2% | $3,930-88.9% | $5,287-91.8% |
| Admin fee / account holder | $644 | $8,625-92.5% | $6,418-90.0% | $10,133-93.6% |