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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,964 | $175,231-77.2% | $149,696-73.3% | $139,466-71.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 23.55% | 166.77%-143.2pp | 134.46%-110.9pp | 373.66%-350.1pp |
| Employer contribution / active EE | $3,081 | $5,478-43.8% | $4,821-36.1% | $4,754-35.2% |
| Participant deferral / active EE | $6,318 | $6,521-3.1% | $5,682+11.2% | $6,712-5.9% |
| Admin fee / account holder | $1,189 | $16,155-92.6% | $13,212-91.0% | $11,409-89.6% |