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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,768 | $167,362-75.0% | $143,799-71.0% | $134,532-69.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.56% | 0.47%-21.0pp | -0.04%-20.5pp | 418.27%-438.8pp |
| Employer contribution / active EE | $7,865 | $5,620+39.9% | $4,952+58.8% | $4,741+65.9% |
| Participant deferral / active EE | $5,826 | $6,447-9.6% | $5,638+3.3% | $6,401-9.0% |
| Admin fee / account holder | $3,046 | $18,094-83.2% | $14,677-79.2% | $11,429-73.3% |