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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,112 | $180,459-95.5% | $154,108-94.7% | $135,380-94.0% |
| Participation rate | 90.9% | 87.4%+3.5pp | 83.0%+7.9pp | 82.6%+8.3pp |
| Annual return | 0.00% | 888.21%-888.2pp | 735.21%-735.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $2,880 | $6,035-52.3% | $5,298-45.6% | $4,779-39.7% |
| Participant deferral / active EE | $7,983 | $5,806+37.5% | $5,081+57.1% | $5,609+42.3% |
| Admin fee / account holder | $1,078 | $16,145-93.3% | $13,411-92.0% | $10,828-90.0% |