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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,614 | $209,422-87.8% | $178,503-85.7% | $158,982-83.9% |
| Participation rate | 84.6% | 86.4%-1.7pp | 81.9%+2.7pp | 82.0%+2.6pp |
| Annual return | 9.33% | 188.81%-179.5pp | 151.12%-141.8pp | 302.99%-293.7pp |
| Employer contribution / active EE | $12,412 | $5,707+117.5% | $5,011+147.7% | $4,763+160.6% |
| Participant deferral / active EE | $6,689 | $5,955+12.3% | $5,202+28.6% | $5,983+11.8% |
| Admin fee / account holder | $419 | $17,079-97.5% | $13,987-97.0% | $11,252-96.3% |