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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,377 | $73,955-58.9% | $96,520-68.5% | $75,181-59.6% |
| Participation rate | 61.5% | 66.4%-4.9pp | 74.3%-12.8pp | 67.2%-5.7pp |
| Annual return | 20.83% | 26.72%-5.9pp | 35.72%-14.9pp | 160.69%-139.9pp |
| Employer contribution / active EE | $1,827 | $2,930-37.7% | $3,739-51.1% | $2,671-31.6% |
| Participant deferral / active EE | $3,188 | $3,659-12.9% | $4,879-34.7% | $4,126-22.7% |
| Admin fee / account holder | $1,580 | $5,217-69.7% | $6,733-76.5% | $5,650-72.0% |