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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,533 | $134,001-81.7% | $112,258-78.1% | $134,509-81.8% |
| Participation rate | 70.0% | 78.6%-8.6pp | 75.1%-5.1pp | 81.2%-11.2pp |
| Annual return | -20.86% | 47.15%-68.0pp | 27.47%-48.3pp | 418.13%-439.0pp |
| Employer contribution / active EE | $2,120 | $4,039-47.5% | $3,636-41.7% | $4,741-55.3% |
| Participant deferral / active EE | $3,712 | $5,291-29.8% | $4,728-21.5% | $6,400-42.0% |
| Admin fee / account holder | $796 | $7,491-89.4% | $6,411-87.6% | $11,427-93.0% |