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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,181 | $57,352-91.0% | $83,831-93.8% | $64,173-91.9% |
| Participation rate | 44.4% | 68.6%-24.2pp | 76.1%-31.7pp | 69.6%-25.1pp |
| Annual return | 0.00% | 11.38%-11.4pp | 850.99%-851.0pp | 7.63%-7.6pp |
| Employer contribution / active EE | $887 | $2,546-65.2% | $3,631-75.6% | $2,381-62.8% |
| Participant deferral / active EE | $1,579 | $2,993-47.3% | $4,082-61.3% | $3,470-54.5% |
| Admin fee / account holder | $9 | $4,046-99.8% | $5,479-99.8% | $4,887-99.8% |