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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,438 | $124,330-80.3% | $109,173-77.6% | $167,536-85.4% |
| Participation rate | 60.0% | 79.5%-19.5pp | 75.9%-15.9pp | 82.1%-22.1pp |
| Annual return | 15.69% | 26.04%-10.4pp | 25.75%-10.1pp | 478.82%-463.1pp |
| Employer contribution / active EE | $2,058 | $4,209-51.1% | $3,723-44.7% | $4,839-57.5% |
| Participant deferral / active EE | $3,636 | $5,256-30.8% | $4,654-21.9% | $6,342-42.7% |
| Admin fee / account holder | $1,374 | $7,974-82.8% | $6,755-79.7% | $12,315-88.8% |