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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,230 | $135,639-40.1% | $110,241-26.3% | $135,382-40.0% |
| Participation rate | 83.3% | 83.5%-0.1pp | 79.8%+3.5pp | 82.6%+0.7pp |
| Annual return | -9.43% | 513.21%-522.6pp | 314.75%-324.2pp | 519.77%-529.2pp |
| Employer contribution / active EE | $2,541 | $4,907-48.2% | $3,827-33.6% | $4,779-46.8% |
| Participant deferral / active EE | $8,689 | $5,507+57.8% | $4,672+86.0% | $5,609+54.9% |
| Admin fee / account holder | $572 | $11,457-95.0% | $8,548-93.3% | $10,829-94.7% |