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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,924 | $113,941-52.7% | $94,229-42.8% | $125,389-57.0% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -6.21% | 5.29%-11.5pp | 10.68%-16.9pp | 282.24%-288.4pp |
| Employer contribution / active EE | $16,020 | $4,727+238.9% | $3,587+346.6% | $4,866+229.2% |
| Participant deferral / active EE | $14,069 | $5,179+171.7% | $4,320+225.7% | $5,352+162.9% |
| Admin fee / account holder | $5,216 | $8,392-37.8% | $6,269-16.8% | $9,541-45.3% |