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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,192 | $131,835-55.9% | $108,582-46.4% | $273,972-78.8% |
| Participation rate | 66.7% | 83.5%-16.8pp | 79.6%-12.9pp | 83.0%-16.3pp |
| Annual return | 7.43% | -91.57%+99.0pp | -51.70%+59.1pp | 41.46%-34.0pp |
| Employer contribution / active EE | $2,823 | $4,913-42.5% | $3,758-24.9% | $4,869-42.0% |
| Participant deferral / active EE | $7,776 | $5,127+51.6% | $4,311+80.4% | $5,287+47.1% |
| Admin fee / account holder | $1,393 | $10,253-86.4% | $7,645-81.8% | $10,133-86.2% |