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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,252 | $91,194-4.3% | $178,486-51.1% | $79,860+9.3% |
| Participation rate | 89.7% | 69.2%+20.5pp | 81.9%+7.7pp | 69.6%+20.0pp |
| Annual return | 16.28% | 24.19%-7.9pp | 151.08%-134.8pp | 31.72%-15.4pp |
| Employer contribution / active EE | $7,228 | $3,256+122.0% | $5,011+44.2% | $2,471+192.5% |
| Participant deferral / active EE | $5,794 | $3,236+79.0% | $5,202+11.4% | $3,740+54.9% |
| Admin fee / account holder | $1,398 | $6,751-79.3% | $13,985-90.0% | $5,306-73.7% |