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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,508 | $95,415+5.3% | $185,851-45.9% | $85,851+17.1% |
| Participation rate | 93.1% | 68.8%+24.3pp | 81.7%+11.4pp | 69.3%+23.8pp |
| Annual return | 16.23% | 23.59%-7.4pp | 122.11%-105.9pp | 318.63%-302.4pp |
| Employer contribution / active EE | $7,417 | $3,314+123.8% | $5,168+43.5% | $2,565+189.1% |
| Participant deferral / active EE | $5,585 | $3,424+63.1% | $5,569+0.3% | $3,952+41.3% |
| Admin fee / account holder | $4,859 | $7,215-32.7% | $16,245-70.1% | $6,261-22.4% |