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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,950 | $85,206-20.3% | $172,745-60.7% | $72,986-6.9% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 21.17% | 27.32%-6.2pp | 802.90%-781.7pp | 81.01%-59.8pp |
| Employer contribution / active EE | $7,910 | $3,325+137.9% | $5,144+53.8% | $2,440+224.2% |
| Participant deferral / active EE | $5,901 | $3,260+81.0% | $5,197+13.5% | $3,607+63.6% |
| Admin fee / account holder | $6,998 | $5,883+19.0% | $13,954-49.9% | $5,124+36.6% |